Whiplash Compensation And Fraudulent Claims}

Submitted by: Nick Jervis

It has been estimated that fraudulent whiplash injury compensation claims could be costing the insurance industry around 125 million per year, pushing the cost of premiums up for the rest of the motoring community: the average cost of motor insurance in the UK is 360, of which an estimated 120 is paid into fraudsters’ pockets.

Measures taken in the past to reduce the number of fraudulent claims made have also taken their toll on the industry, in some cases delaying payments to genuine whiplash sufferers.

In extreme cases, gangs of criminals have been caught staging car crashes and then making fraudulent whiplash compensation claims. Car Fraud Investigator, Peter Taylor, says that the scam is relatively easy to conduct: two drivable cars can be bought for around 1,000. An extra 800 is then used to buy fully comprehensive car insurance and the remaining 300 is used to purchase third party cover for the other vehicle.

The cars are deliberately crashed and other members of the gang put their names on the claim and claim whiplash injuries. In one instance, each member of a gang claimed 2,500 for whiplash. A further 5,000 was added to the bill to cover the costs of the cars and loss of earnings for each passenger. The total cost of this single scam was 26,000.

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However, there is good news for genuine claimants. Recent research has made it easier to detect fake whiplash symptoms. Mainly, the fraudsters let themselves down by not knowing the way whiplash works; the pattern followed by whiplash symptoms is now very clear and predictable, especially in the early stages of the injury.

A study was set up to test this theory, in which a team of doctors were presented with a group of whiplash sufferers; some of these patients were ‘ringers’ who were not injured but faking symptoms. The team of doctors was able to correctly assess the credibility of each case. In some cases, some of the ringers even had genuine whiplash sufferers in their families but were unable to accurately replicate the correct symptoms.

Exaggeration of symptoms is the main ‘giveaway’ in these cases. There is also the fact that obvious findings such as inflammation, muscle spasm, range of motion and the fixation of the vertebral joints cannot be easily faked. Conversely, genuine sufferers have been found to actually minimize or underplay the extent of their injuries and pain for fear of appearing to exaggerate.

Interestingly a study conducted in 1995 by an Australian Research Institute not only found compelling data that supports an organic basis for whiplash pain, but also found that there was no evidence that desire for monetary gain affected the prognosis for whiplash sufferers. The study concluded that the only known way to reliably confirm a patient’s whiplash claim is through ‘blocking’ the affected joints with anesthetic and studying the effects on mobility.

Personal injury law firms have been very pro-active in funding the research into verifying genuine cases and the resulting information should make whiplash compensation claims a lot less stressful for actual sufferers.

Have You Suffered A Whiplash Injury?

Please either call us FREE on 0800 2888 693 or visit our website at


About the Author: 1stclaims.co.uk is run by a non-practising Personal Injury Solicitor with over 14 years personal injury claims experience. For further information regarding

whiplash compensation

, please visit our website.



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Ontario Votes 2007: Interview with Green candidate Marion Schaffer, Oakville

Monday, September 24, 2007

Marion Schaffer is running for the Green Party of Ontario in the Ontario provincial election, in the Oakville riding. Wikinews’ Nick Moreau interviewed her regarding her values, her experience, and her campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

2000 houses still have no power in Canterbury, New Zealand

Monday, June 19, 2006

2000 Cantabrians are still without power a week after a huge snowstorm struck and took out the electricity in mid and south Canterbury.

Sunday June 18 came and brought more snow to mid and south Canterbury, but just a minuscule amount compared to last weeks.

Civil Defence says “It is keeping an eye on the situation, and welfare work is continuing to make sure everyone is coping. Iroquois helicopters are reportedly on standby at Wigram Air Base if needed,”

Chief executive of Orion (a power company) Roger Sutton says, “Another 20 or 30 homes are without power in the Lake Coleridge area.”

Repair crews were taken out of duty on Sunday because the snow got too deep, but should be back on the job Monday June 19.

NZ Post also reports that they have had to cancel deliveries to some Dunedin suburbs because it got too icy. NZ Post says that deliveries will continue on Tuesday June 20 or if the weather clears up before that.

The MetService has put severe weather warnings for some of the central cities of the North Island.

Barry Stratton, Transit, says that all roads are open in the South Island, but some will have delays.

Bombings in Iraq kill eight; many wounded

Thursday, December 17, 2009

Iraqi police say three blasts in Baghdad killed four people and wounded fourteen others on Tuesday. Three other blasts also rocked the northern city of Mosul on the same day, killing and wounding several dozen people. The explosions came as politicians continue to debate over who was responsible for the last wave of bombings, which happened exactly one week ago.

The Baghdad explosions struck at the Iraqi government’s nerve center, near the heavily fortified Green Zone. Baghdad’s security chief, General Qassem Mohammed Atta, reported that three explosive devices hidden in civilian vehicles blew up in parking lots in the Karrada District, close to the Green Zone. He noted that a fourth explosive device, hidden in a parked vehicle near the Iranian Embassy, was found and disabled.

The explosions were in the immediate vicinity of Iraq’s Foreign Ministry building, which is covered by a gigantic Iraqi flag on one side, as repairs continue on the structure that was gutted by a massive car-bomb explosion on August 16.

Mortar attacks and assassination attempts against several Iraqi politicians were also reported elsewhere in Baghdad.

Meanwhile, the attacks in Mosul killed four people and wounded a further forty. They seemed to target a mosque and a neighbourhood, according to the Kurdish Globe, according to an unnamed doctor at a Mosul hospital.

No group has yet claimed responsibility for the bombings.

Braided Area Rugs Redefining Homely Elegance}

Submitted by: Greg Garner

If enhancement of the charm and the warmth of country decor are on your mind, the simplest way to do this is by adding braided area rugs to your house. This can be procured in any shape and size ranging from shabby chic to French country and to a country cottage look.

A good rug lasts for a long time and requires least maintenance. Another most typical trait of these rugs is that their vast assortments of shapes are formed by putting different braiding styles to work. These rugs can be best purchased online, given the vast choice available, offering acute flexibility to the buyer. Online shopping can help you buy classic rugs which can be found in a variety of weaves, shades, dimensions, and shapes.

Conventional braided area rugs are mainly available in oval and round shapes. These rugs can even be bought in the shapes of squares and long braided runners. People with a romantic inclination of mind can opt for heart shaped rugs which are quaintly quixotic and are incredibly popular amongst the youth. The shape of a braided rug is directly proportional to the kind of braid used in it. Another very fashionable shape for these kinds of rugs is rectangular. Prepared by smaller squares, this rug closely resembles the mesmerizing beauty of patchwork quilts.

There are no center cores in braided rag rugs like the ones in woven braids. In the latter type, the yarn is spun about center cores. An average rag rug braid gets made using four braids. The flat rag braids however can have somewhere between four to twelve braids constituted of cloth. The most commonly used type of braids is ribbon or flat braids more often than not. These are preferred over the round ones for properly made flat rag braids may have a width of as much as two inches even.

The less expensive and bulk produced braided rugs however use round braids. Each braid constitutes of four yarn weaves draped around the firm center core. But the braids of these cheaper rugs tend to wear through quite early and expose the center core of the rug irrespective of their beautiful shapes. Hence, to purchase rugs that are braided, quality should be the only determinant.

The ribbon braids or the flat braids are however much more durable because they are made very differently. The cloth or the yarn to be used in making these braids is generally braided around two middle cores running parallel. It is because clutching the braid to any unswerving weave is somewhat extra tricky than weaving about a core with a single center.

These patterns of braids and their shapes are quite crucial to the quality of a braided area rug. Improper sewing or uneven braids would cause the rug to lay flat. Such a rug would definitely curl or pucker, more than ever after cleaning. Therefore, one must carefully check the integration of stitching before buying braided area rugs of any size, shape, and pattern whatsoever.

About the Author: One can visit the online rug store of (www.rugexchange.com) if he or she wants to purchase various different types of

braided rugs

and many other different types at discounted prices.



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International row after Spielberg quits 2008 Beijing Olympics

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Popular soap opera ‘The Young and the Restless’ celebrates 35 years on the air

Wednesday, March 26, 2008

The popular American soap opera The Young and the Restless, currently the reigning Emmy Award-winner for best daytime drama, celebrated 35 years on the air Wednesday.

The 35th anniversary also comes after the series, known colloquially as Y&R, marked its 1,000th straight week as the highest-rated soap opera in a daytime slot. In addition to keeping the #1 spot every week since December 1988, Y&R has also been the top-rated soap in the African-American demographic since 1991.

A trend-setter since the beginning, Y&R relied on character-driven storytelling, accentuated with understated sexuality from its cast, which at that time was mostly young, in order to bring in teenage and twentysomething viewers who were ignored by soap producers and networks up to that time. These traits immediately set Y&R apart from other soap operas, and other soaps have since mimicked Y&R’s formulaic approach to offering something for everyone, especially younger viewers.

Since premiering on March 26, 1973, Y&R has become a worldwide cultural institution in its own right, racking up an impressive 100 Emmy Awards between the writers, producers, cast and crew since 1974. The show has aired in over 100 countries, including Australia, New Zealand, France, Germany, Italy, and Turkey, and reaches a worldwide audience of ten million daily. So far-reaching was Y&R’s appeal that Romanian gymnast Nadia Comaneci chose the serial’s theme song as accompanying music to her floor exercises at the 1976 Summer Olympics. In Australia, where Y&R has aired since 1974, the show was canceled by the original network that aired it in 2007, prompting a widespread fan backlash in that country. It was quickly moved to a pay channel.

Over the past 35 years, countless characters, marriages, divorces, births, deaths, and every joy and trauma in between have visited the residents of Genoa City, where Y&R is set. To commemorate the milestone, Mike Halterman from Wikinews interviewed three actresses who have played long-running characters on Y&R, and asked them to share their memories. All three responded to questions about what being on Y&R means to them, what their favorite storylines were, what they perhaps would have wanted to do all over again, and what they’d love to tell their fans directly.

Below are portions of all three interviews.


  • 1 Wikinews interviews Y&R cast members
    • 1.1 Questions asked to all three
    • 1.2 Questions asked to Melody Thomas Scott
    • 1.3 Questions asked to Michelle Stafford
    • 1.4 Questions asked to Tricia Cast
  • 2 Sources

Two killed, 47 injured in coach crash in Cornwall, England

Thursday, December 24, 2009

Two people have been killed and 47 people have been injured as the result of a coach crash in Cornwall, England. The vehicle, which was carrying 48 passengers as well as the driver, were travelling back from a journey to the village of Mousehole to see Christmas lights. The accident occurred at 2215 GMT yesterday in the village of Townshend, not far from the town of Hayle. Road conditions at the time were icy, which may explain why the accident occurred. The first police car that arrived at the scene lost control on the icy road and crashed into the already overturned coach. The two officers in the car were uninjured, however the earlier crash had caused the deaths of two women. One of them died at the scene of the accident and the other was later killed as a result of the injuries suffered. 47 people were injured, five of them seriously.

The sequence of events that is believed to have happened, according to Devon and Cornwall Constabulary, is that the coach went off the road, collided with a tree, going through a hedge before finally overturning, causing the vehicle to end up on its side. 60-year-old Ann Ellis, who comes from the village of Illogan in Cornwall, was physically involved in the crash. Desribing her experience of this incident, she said: “All I can remember is a big bang and we just went over. I got trapped under somebody else and there was someone on top of me. It was difficult to breathe but two gentlemen dragged me out. I was shaken, really shaken. I think we all were. It was horrific.”

I was shaken, really shaken. I think we all were. It was horrific.

Derek Smith, lives near where the accident occurred. He said that “[w]e were just going to bed when we heard a knock on the kitchen door. She was covered in mud and had no shoes or socks on and was shaking as she stood there. I could hear this commotion going on.

She said to ring the police and ambulance as their coach had turned over and there were 50 people in it and some of them were injured. My wife rang 999 and the lady was in a real panic. We gave her some socks and boots straightaway because she was freezing as she had nothing on her feet.”

75-year-old Charles Parker, who is living in St. Agnes in the county, was also injured in the accident, suffering injuries to his leg and his head. “The roads were so icy,” he explained. “I heard a cracking noise and all of a sudden we had turned over. I remember later being helped out of the coach through a window. We were close to a house and they took most of the people in there. Then helicopters turned up. It was very frightening.”

Inspector Matthew Shaw, who comes from Devon and Cornwall Constabulary, explained “[i]t seems from initial investigations that the coach has slipped on ice. The road is covered in a sheet of ice, it’s treacherous, it’s difficult to even walk down there.” The amount of time taken to transport the injured passengers to a hospital was four hours.

Report says US military gear sold to Iran and China

Wednesday, January 17, 2007

Fighter jet parts and other U.S. military gear that were to be sold to Iran and China have been traced back to the Pentagon. The gear was not sold directly to these countries, but rather it was obtained by middlemen who the sold it again.

In one case, federal investigators said that a Pakistani middleman purchased arms from the Defense Department’s surplus auction. The arms purchased were Chinook helicopter engine parts, which the Immigration and Customs Enforcement agency said did successfully make it to Iran.

In a second case, Tomcat parts were bought from the Defense Department’s surplus division. Custom agents confiscated and returned the parts, but later found out that the Defense Department had resold the parts to another buyer suspected of being a broker for Iran. Except for the US, which recently retired its Tomcat air fleet, Iran is the only other country flying Tomcats.

In 2005 alone, the profits made from the Pentagon’s public surplus sales were $57 million.

The Pentagon has had previous incidents in the past. In 2003, a Camden, New Jersey company, State Metal Industries, was convicted for selling AIM-7 Sparrow missile guidance parts, which it had bought from the Defense Department’s surplus auctions, to an entity partially owned by the Chinese government.

Cadillac unveils Obama’s ‘Beast’, the 2009 Presidential State Car

Saturday, January 17, 2009

The US Secret Service has released the first photos Wednesday of the new presidential limousine that will transport Barack Obama down Pennsylvania Avenue next Tuesday as part of the 56th Presidential inaugural parade after he is sworn in at the Capitol. The First Limo – the 2009 Cadillac Presidential Limousine – will replace President Bush’s Cadillac DTS Presidential Limousine that rolled out in 2004.

Nicknamed “The Beast”, the hulking machine is a new model year 2009, modified limousine. According to General Motors, the new “2009 Cadillac Presidential Limousine” is the first not to carry a specific model name. The Obama Mobile was introduced on January 14 with noticeably different styling borrowed from the Cadillac Escalade and STS, while the suspension is most likely related to the Chevrolet Kodiak medium-duty truck.

Do you like the car? What would you like to see Obama driven around in?
Add or view comments

Mr. David Caldwell of General Motors has revealed that the sleek black car would include a hand-crafted interior and “state of the art electronics.” The car’s high-tech security features include five-inch-thick (12.7-centimeter-thick) bombproof glass, tough-as-nails tires, and a sealed interior that’s invulnerable to chemical attack. The armoured limousine has been heavily modified to withstand potential attacks by weapons or bombs. The San Francisco Chronicle puts it in a proper perspective noting, “a half-inch of transparent armor is enough to stop a .44 Magnum round at point-blank range; at a thickness of 1 1/4 to 1 1/2 inches, the same material can withstand higher-velocity bullets fired from military assault rifles.”

According to spy photographer, Brenda Priddy, and General Motors, the limousine, which has the intricate, dual-textured grille, is also equipped with standard Goodyear Regional RHS truck tires in a 285/70R19.5 size, on 19.5-inch wheels. The rims have a run-flat device (manufactured by Hutchinson Industries). Xenon headlights from the Escalade are installed in the front, while the rear has some STS part. The doors are at least 20 centimeters (8 inches) thick. It carries the US flag on the front fenders and an embroidered Seal of the President of the United States is affixed to several panels in the back.

According to the US Secret Service, the vehicle would be a “valuable asset” in providing the President with the highest level of protection. “Although many of the vehicle’s security enhancements cannot be discussed, it is safe to say that this car’s security and coded communications systems make it the most technologically advanced protection vehicle in the world,” Nicholas Trotta, Assistant Director for the Office of Protective Operations said in a statement. The new limousine is the responsibility of White House Transportation Agency.

One of the specifications is that we don’t talk about the specifications.

The Presidential State Car is the official state car used by the President of the United States. It is informally known as “Cadillac One”. The current Presidential State Car is a 2005 hand-crafted, armored, and stretched DTS (DeVille Touring Sedan) built on a GM four-wheel drive platform. It was first used on the second inauguration parade of George W. Bush in 2005. But the version to be used by President Obama uses a GMC Topkick chassis, while maintaining the Cadillac exterior.

The President of the United States travels in one of two armoured Cadillac limousines based upon the normal sedan, the Cadillac DTS, with heavy customisation. Lincoln cars have also been used in the past, most notably by President John F Kennedy. The current limousines were custom-built by O’Gara, Hess and Eisenhart, founded in Fairfield, Ohio in 1942. It specializes in armouring limousines for presidents and heads of state.

President William McKinley was the first US president to ride in an automobile. However, it was President Theodore Roosevelt who rode on the first government-owned car, a white Stanley Steamer. Roosevelt’s successor, William Howard Taft, was the first president to use a presidential state car that was permanently stored in the White House garage.

Meanwhile, Obama’s 2005 Chrysler 300C Hemi was auctioned on eBay with a starting bid of $100,000 and a buy-it-now price of $1,000,000. It has less than 21,000 miles on it and is in like-new condition. He leased the car in 2004 and traded it for a Ford Escape Hybrid in 2007. The car was sold to Tim O’Boyle.